Policy Exclusions

Evidence of liability insurance is inadmissible to prove negligence or ability to pay a judgment. Settlement offers and offers to compromise are inadmissible to prove liability or the validity of a claim. Offers to pay medical expenses are inadmissible to prove liability, although accompanying factual statements are admissible under the FRE. Subsequent remedial measures are inadmissible to prove negligence, culpable conduct, product defects, or defective design, but may be admitted to show ownership, control, or feasibility of precautionary measures if disputed.